Tips on How to Sell your House in NO TIME

Selling a house might be a big challenge for homeowners since there’s a lot of competition so, getting well-equipped with home-selling facts is a good thing.

The National Realtor Association states that almost 83% percent of the population consider their home as an asset.  Kacey and I are here to help you by sharing the best selling tips that will help win the hearts of potential buyers!

 1. FIRST IMPRESSIONS LAST

Do you want to enter a home that feels dark and gloomy? Of course not! It may sound odd, but there are people who develop a feeling of attachment when they visit an open house event and that’s what we want! People want to see a house that’s well-ventilated and has an inviting ambiance. People want a house that is safe, well-lit, and clean. You will never know when clients could be visiting, so we need to make sure that THE HOUSE IS ALWAYS READY AND AVAILABLE FOR SHOWINGS.

impression 1

The mind has this tendency to judge everything the eye sees within 7 seconds, so make sure it counts. Be creative, and try adding things that can make them feel at home. Choose the best decor for your home whether it’s an old or a new house. Try:

impression 2

  1.    Planting attractive shrubs and flowers. Hire a landscape expert.
  2.    Buying cheap but pretty curtain designs and hang them on the windows.
  3.    Hanging or attaching wall lamps/light bulbs (if necessary)
  4.    Removing unnecessary furniture.
  5.    To welcome them with a sparkling clean floor and a nice doormat!
  6.    Placing the HOUSE NUMBER WHERE IT CAN BE EASILY SEEN.

Remember: Don’t overdo it! Simplicity is sophistication. 

2.    REMOVE ALL CLUTTER, HIDE THE CRITTERS, DISPOSE OF THE SMELL AND SHOW US THE LIGHT! 

A sparkling clean house should always be on your top priority list. Remove all unnecessary clutter in your house (keep the ones that are good for the frontage!) two to three weeks before showing the house to prospective buyers.

Dispose of any items that give off a smell that will make your potential clients leave the house immediately. Open the windows and make use of an air freshener if needed.

It’s a must that the house gets enough light. A house that’s well-lit is a safe house. According to Elledecor,  “the right lighting can make or break a room.” Work on placing easy to access light switch, getting a dimmer to add a special feeling, a light that’s inviting, transcends and illuminates the house. Avoid plain white lights or you will make them feel like they’re in an emergency room.

3.   STYLE UP YOUR LIVING ROOM, BEDROOM, KITCHEN and BATHROOM

Always choose the best carpet for these areas, the perfect wall decor, and furniture. Try asking a friend who’s good in designing, or an idea from a cheap interior designer will do!

Furniture placement is a fundamental need for a successful facade. The living room welcomes clients and makes sure that they scan the entire house. Be sure to style up your living room, choose warm, sophisticated colors that will make them feel welcome and place the furniture accordingly. Remove the unnecessary ones; be a smart minimalist.

Investing in your kitchen is a top priority. Buying one single metal equipment will make them think that everything in your kitchen is expensive. You can choose cheaper options but make sure that it has quality. Regardless, if you have a modern or an old-fashioned styled kitchen, updating to the newest cabinet hardware is a sure win.

kitchen

Leaving a few new kitchen accessories is a good idea too! Choose a neutral color and set up a design that will give them the opportunity to create an idea on how they want it to look like.

The bedroom is one of the most favorite areas in the house. Replace big cabinets with smaller ones to make it look spacious and safe. Re-arrange the furniture, and choose an enticing bedding. Open your closet (leave a few stuff like shoes, clothes, and bags) to show the capacity. Choose a neutral-color for the wall decor and a well-designed lamp shade to promote relaxation and sleep.

Talent. @sitamontgomeryinteriors

Whether you have an old-fashioned or a modern bathroom, it has to be clean and have everything necessary inside it. Remove any foul odor and keep it well-ventilated by opening a small window. Everything that you will use for the presentation should be white clean and spotless. 

4.   STYLE UP YOUR OUTDOORS AND THINK ACCORDING TO SEASON 

Create an outdoor area that will entice people to stay. Try adding furniture like chairs and a small table that’s eye-catching or other knick knacks like flower vases. Choose the best rugs and carpets that suit everyone.

outdoor

And think according to the season: hype up your designs by creating a style that fits summer, autumn, winter, and spring.

 5. PRICE IT RIGHT AND GET THE RIGHT AGENT

Pricing it right is one of the best decisions you need to make when selling your house. Cutting off two to five percent versus the original price is one thing you can consider if time is an issue. You will get a lot of potential clients and get to sell your house in no time! Hiring the best agent is something you need as well.  Make sure to check their background, credibility, reputation, and knowledge.  Also, make sure that you hire an Agent that’s very skilled and updated with the latest technology and has a social media account. You can check us out here.

These are just some of the things you can consider in selling your house in no time. Just remember to be smart and have fun. Good luck and be sure to contact us if you need more help!

8 Quick Tips For Millennial Homebuyers

Hello, Millennials! This is Kacey and Gerald Peace and we want to help you buy your dream home. We know that members of the Millennial generation, those in the 18-34 age range, have been slow to enter the home buying market confirms the National Association of Realtors. There are student loan debts, high unemployment rates, tight credit and a different view on home ownership to think about. Most millennials prefer renting to buying a house but slowly, there are those who are becoming more inclined to buy their dream home. What are some important things to consider for millennial homebuyers? Read on to find out!

 

1. Credit score is key

Real estate is expensive and investing is not something that is done haphazardly. One of the biggest steps in buying a home is getting a good credit score from a lender. Redfin says that fortunately when it comes to hard money loans, your credit score isn’t as important as it may be if you were applying for a traditional loan. Hard money lenders are those that look at the property value before giving a loan. For traditional loans, having debts paid off will earn a solid credit score that you can use to secure investment money.

2. Research, research, research!

Research the property you are targeting to buy. Research your price range and check out online what properties fall into your budget before going out to see them in person. Research the neighborhood and the real estate market in the city you’re interested in to see if the price of the house you want is a good price or if you’re being stiffed. Research public transportation, shops, schools, crime rate, fault lines, and other important factors.

3. Find out all the costs involved

Forbes states that you don’t just consider a home’s price—owning real estate means factoring in insurance, closing costs, homeowner’s fees, home maintenance, utility payments and other numbers that can quickly add up. Getting your dream home means getting to know the hidden fees that may wreak havoc on your budget. You should have a realistic idea of what you can afford and look not just at the price of the house but the whole package. Ask lots of questions and learn as much as you can about the house you want before making any decisions.

4. Choose a big downpayment.

The minimum amount you’ll want to consider putting down is 20% in order to avoid paying private mortgage insurance cautions Forbes. Remember that the bigger the down payment made, the less of a risk you are to lenders. This may lead to a bigger loan and you’ll be able to afford a wider range of houses. Plus, a bigger down payment means there will be less to pay off down the road.

5. Save, save, save!

Having proof of savings will not only impress a lender but will help in adding to your house-buying budget. Successful investors start saving a certain amount from each paycheck that stays tucked away until their first purchase shares Redfin. Be sure to invest for the future, since buying a house is a big chunk of your savings gone, make sure to keep some emergency and daily expenses funds. Another wise move would be to buy smart, buy only what you need and not what is the hype.

6. Get a great realtor

Start networking and consult an expert or experts. It is so, so important to work as a team with a skilled local lender and a well-connected, experienced Realtor reminds HomeCity. Get online and see who are the top realtors in the area you’re interested in and contact a few of them. Meet with them and discuss what you’re looking for and pick the one who has the same point of view as you do. It is better to have the help of someone who knows the ins and outs of the real estate market when you’re buying your first home.

7. Follow your heart AND mind

This will be YOUR home. The place you will spend most of your days in. Don’t doubt yourself when choosing from a list of houses that your realtor will give. They will all surely fit your budget and lifestyle since you discussed those details, what you need to decide for yourself is what house will be your HOME.

8. Choose wisely

I know we said to follow your heart and mind but it’s too easy to base your decisions on your heart instead of your head, especially when it comes to real estate. A perfect looking house from the outside may need tons of repair on the inside. Get an inspector to help decide how much you will need to spend on the maintenance and repairs. ask your realtor’s advice on the best one for you, most likely these answers will be helpful in making that leap from renter to owner.

 

Inman says that according to Forbes Magazine, Millennials currently account for about a third of all recent new home purchases; their impact on the market is only expected to skyrocket in the next decade, reaching a tipping point in 2018. I hope future millennial homebuyer will see these tips as helpful. If you have any questions that we didn’t cover in this post, feel free to leave a comment below or to contact Gerald or Kacey. Here’s to buying your dream home!

 

How To Make Home Buying Effortless: 3 Tips For The Smart Home Buyer

We at Team Peace both work in the real estate industry and we wanted to share some tips with all the people out there who are thinking of taking the plunge and buying a house. Buying a house can sometimes be a daunting task and some buyers just go with the fist house they see because it fits the budget even though they don’t fall in love with it, OR they see a house they love and is out of their price range so they just continue to rent instead. We want you guys to be able to check out houses that are in your price range AND that you really want to live in. Here are 3 important tips from us:

 

Be organized.

Research, research, research! Buying a home can be an overwhelming process and emotionally draining according to The Balance, they say that buyers should schedule a maximum of 7 homes at a time because any more than that will make a buyer’s head spin. Then get all of your important documents in order and ready to go for when the underwriter asks for them.  Make sure you can easily access your pay statements, tax records, and anything else the lender might want to know about.  Also, clear up any debt problems you know you have.  This will save you a huge amount of time and start looking at Realtor.com or Zillow.com to find out what people are asking for the house you’d like to live in.

 

Credit-score.

Before you start shopping, it’s important to get an idea of how much a lender will actually be willing to give you to purchase your first home reminds Investopedia. Talk to a Lender and get Pre-Qualified well before you are actually ready to buy. A credit score says CNN Money, is a number calculated from a formula created by Fair Isaac based on the information in your credit report; you have three different credit scores, one for each of your credit reports.  The lender will happily help you work on your credit and cite the things you need to do to get yourself in a position to buy with a decent credit score.  They will also know the actions you need to take that will have the greatest effect on your credit score in the smallest amount of time.  I’ve seen credit scores jump by 40+ points in a matter of two months!  It really depends on your situation, and the lender is going to be able to help you with that.  If you didn’t qualify for the houses you were eyeing from Step 1; then see if there are any houses within your price range that the lender gave you.  If you can’t find a good lender then skip to Step 3.

FREE TOOL: To get a sense of where your credit stands, go to myBankrate to collect your credit report and score today, free and with no obligation.

 

Find a Realtor.

If you can’t find a lender on your own, then a realtor is likely to have a list of lenders that they prefer to work with that can ensure the deal will close.  Select an agent carefully and prepare questions in advance of a meeting warns Macquarie. They further advise to find out what kind of experience the agent has, how many buyers they are representing and if they can share any references.  It’s not all about the connections though.  Make sure you find a realtor that makes time for you and doesn’t enforce a policy of ‘I show you three houses, pick one.’  You are the customer and they should be happy to help you, not the other way around.  Your Realtor will also be able to help you in finding what types of houses you can afford at a certain price point within your area.  This is why the second step is so critical.  If you don’t like anything in your price point, then go back to step two and improve your credit score even more so you can afford a better loan with a better rate; after that, come back to step three.

 

Don’t forget Team Peace!

Remember, buying a house is a very emotional process. Fox Business shares that a good way to cope with the stress of home-buying is to make a checklist of your must-haves, nice-to-haves and other essentials and every time you visit a house, take the checklist along with you; take photographs so you can cross each item off your list. If you fall in love with the house and your checklist shows that the house has none of your must-haves, that will give you cause to check out another house. We at Team Peace are ready and willing to help you find the house of your dreams, you can reach us here or at out Century 21 pages. Click here for Kacey and here for Gerald.

4 Ways Loan Pre-Approval Can Improve Your House Hunt

Going out and finding a home is a very exciting thing to do. When you’re ready to find that dream home, you won’t want something as mundane as a not being qualified to purchase the home to get in the way, right? When we refer to pre-approval, we’re talking about getting the bank/credit union to agree to lend you money (up to a specified amount) before purchasing a car or a house says Financial Buzz.

A pre-approval, according to Regions, means a loan application must be completed which is required in order to be pre-qualified. The mortgage lender will review the following information: income, debt, assets, confirmed monies available for down payment and closing costs. A credit report will be run and the borrower may request a pre-approval letter which is subject to additional documentation and property approval. The best part is that this is for free.A bank doesn’t make money on money that isn’t loaned out.  So it is in the banks best interest to maker sure you are a worthy investment.

The bottom line is that a lender will let the buyer know what they can ultimately afford which will save both the Realtor and the buyer their most important commodity, time. So what are the big reasons to get pre-approved before house hunting?

  1. Get the best deal

    – If you meet up with the realtor and you already have a pre-approved loan, their line of questioning usually shifts to “what did the bank offer you?” If they can, the realtor will try to match or even beat the interest rate you’ve already been approved for so they can keep the financing in-house or go with one of their institutions and get a slice of the action.

  2. Streamlined Hunting

    – If you don’t know what you can afford, you may be looking out of your price range and wasting your time. You may also be looking below what you would have qualified for and not getting the right home for you cautions Realtor.com. By getting pre-approves, you can streamline your search by price-sorting and find your dream home faster.

  3. Attract Home-Sellers

    – Having been pre-approved makes you more attractive to home sellers because this lets them know you have the capacity to purchase what they are offering. In fact, many realtors and sellers will refuse to sell to buyers who make an offer on a home without pre-approval warns Cornerstone Mortgage.

  4. Stress-free House Hunting

    – Most likely, if you’re not pre-approved, you’ll spend a longer time looking for houses and talking to realtors and homeowners. Getting your dream house may take more time and effort and your bid may even be turned down! Once you’re pre-approved to be a qualified buyer then you’ll be able to make offers on houses more confidently and without worrying about rejection.

Some important things to remember: If a buyer is not ready to buy due to credit worthiness, a lender will definitely work with a buyer on improving their credit score without having to deal with credit improvement agencies. They can give quick pointers on how to raise one’s credit score by more than 40+ points within a very small amount of time.  You just have to take the time to go out and meet with them. There! Since it’s very easy to file for pre-approval to purchase that house you’ve been eyeing for the past few months, why don’t you start today?

After getting your loan pre-approved, call us, Kacey and Gerald, to help you find the house you’ve always wanted!

 

Top Sales Agent: Kacey Peace!

Hi everyone, this is Gerald. I want to congratulate my amazing wife, Kacey Peace, for being one of the top 10 sales agents (out of over 150 agents) for Century 21 Northside in San Antonio this month. She bagged the 3rd spot and we are super proud of her.

Century 21 Northside is widely known in the real estate market. They believe that real estate agents need 4 things to make them successful: Training, Marketing, Support and Leads. Every agent is given the necessary help he or she needs to build a thriving business. It is so amazing to know that Kacey is one of the best realtors from Century 21 Northside.

Here are some reviews from Kacey’s satisfied clients:

Megan Haigood Spring Bra  
May 2017

Kacey Peace is a pleasure to work with as she is friendly, easy to talk to, and knowledgeable. She made the selling process easy and sold our property for much more than we had hoped for.

I would recommend Kacey Peace.

 

Elizabeth Clarady  
April 2017

We enjoyed working with Kacey very much. She was very helpful in helping us find just what we were looking for. She took the time to really get a feel for what we were looking for. She was always very quick to respond to our calls and emails. If she didn’t know the answer to our questions she was always able to find the answer and get back to us quickly. She was very professional and Stayed with us through the whole process. We would definitely use Kacey’s services on the future and would recommend her to others.

 

Alisha Salisbury Cibolo 
October 2016

Meet Kacey at an event in our community. She went above and beyond helping us with the purchase of our home. Even with all the stress with our lender she was patient and helpful in communicating with the sellers agent, lender and us. Was such a pleasure being able to work with someone who put in so much effort to help our dream of home ownership a reality. Highly recommending her to everyone I know look to buy.